With the end user being in-control of their own risk scores, SingleSource enables a behavioural shift in individuals by deterring high risk behaviours (e.g. inflated insurance claims, attempts to default on payments, deliberate attempts to commit first-party credit fraud). SingleSource risk score is dynamically generated in real-time, encouraging individuals to adopt positive behavioural changes to improve their risk score, and being rewarded for these actions through improved access to services, better risk pricing from services providers, and beyond.
Organisations who use SingleSource to reduce their fraud exposure, will have a better knowledge of their customers, and would therefore be able to be more competitive and offer better pricing or enhanced services to low risk customers who exhibit good behaviours. Users can also opt-in to share selected information with commercial organisations to provide them with services (e.g. when shopping for insurance or loans, etc).
Traditional standalone services such as identity verification and credit scores are insufficient to combat fraud as the information can easily be falsified or manipulated, or often fraud lists or transactional data is fragmented across multiple organisations preventing an individual’s risk to be assessed in its entirety (i.e. holistic view of a customer).
SingleSource solves these challenges by building an ecosystem on the blockchain to generate, store and exchange risk score data in a decentralised manner, combining the principles of accessibility, privacy and security.
The underlying approach and technology for SingleSource was developed by Propello Solutions. They work with industry organisations in New Zealand and Australia to reduce their fraud or risk exposure, by providing a secure neutral platform (i.e. “the Switzerland for data”) for these organisations to cross-check data. They do this in a confidential and secure manner, thereby preserving customer privacy and commercial sensitivity.
Propello has experience performing risk analysis' on approximately 10 million insurance claims and debt data over the past 10 years.
Centrality is a venture studio that partners with leading innovators in key industries to create a marketplace of blockchain applications. These applications allow consumers to manage everyday tasks and experiences using peer-to-peer transactions – all via one login and using blockchain-enabled infrastructure.
Centrality is one of the leading, blockchain venture studios in the world, with a growing team of 75 people across Auckland, London and Melbourne. They are backed by a global investor network that will help the world transition to a blockchain-enabled future.
Kelvin is the chief designer behind the SingleSource and Propello platforms. A geek and innovator at heart, Kelvin loves working with leading edge technology (graph, blockchain and more) to disrupt traditional service models and solve complex business problems.
He previously had a stellar 18-year career in professional services leading the national analytics teams for PwC and Deloitte in New Zealand, and brings extensive experience in working with large multi-national organisations across various industries in both a consulting and analytics capacity.
Ed arrives at SingleSource having spent eight years as the Chief Financial Officer of insurance business Fidelity Life in Auckland, leading a programme of varied projects that delivered fundamental change and growth.
A chartered accountant by background, Ed is a versatile leader with a diversity of experience in roles, organisations and geographies, having spent his working life in London, Bermuda and Auckland.
A passionate tech marketer, Christelle brings two decades of international business experience. Prior to joining SingleSource, Christelle was Head of Marketing at Movio, a company of Vista Group (NZX/ASX:VGL), the world leader in marketing data analytics and campaign management solutions for the film industry.
Christelle has been on the marketing teams of global companies, including Mattel Interactive, French telecommunications company Orange, and Vivendi Universal Games – now Activision Blizzard. Christelle also founded, managed and successfully exited her own start-up in France, bringing concierge services to the workplace thanks to technology.
Ralph is a natural relationship broker with astute commercial and financial acumen, backed by 12+ years of experience in financial services, and demonstrated excellence in managing portfolios of complex businesses in various industries.
With an entrepreneurial spirit, a strong focus on people, Ralph is an implementer who is motivated to deliver results. He is passionate about the commercial applications of emerging Blockchain technology and has been developing commercial models and token economics for SingleSource.
Felix, an innovator and experience designer at heart, is the Product Delivery Manager at SingleSource. He is always looking for the “why” and “how”, and is passionate about helping organizations to successfully manage their IT investments and transformation programs.
He spent the majority of his career at professional service firms, gaining experiences in areas such as Project Management, Project Assurance and Experience Design. While Product Delivery Manager is his primary job function by day, Felix also enjoys incubating his own ideas and ventures.
A passionate sailor, Henry has a high ambition to keep risks manageable and having trustful and compliant services and processes for SingleSource.
With more than five years of international experiences in business consulting, risk assurance services and IT project management, Henry has a high understanding of the interaction of compliance requirements and innovation for business and IT processes.
Prior to joining the SingleSource team, he was a Manager at PwC and partnered with multinational companies across different industries to enable their IT transformation programs to be successful.
Ollie brings modern product management and development best practice to SingleSource.
An innovative problem-solver & designer who is constantly looking to solve real world problems with emerging technologies, Ollie bridges the gap between business, design and technology, while keeping a relentless focus on user experience.
He has worked in a variety of tech companies ranging from small startups to large, distributed cloud companies like Fiserv or Xero (ASX:XRO) and consultancy at Deloitte.
Karla Taboada is the Data Scientist leader at SingleSource. With over 15 years of international working experience in private and government organisations in Latin America, Japan, Canada and New Zealand (PwC, Japan Society for the Promotion of Science, Institute of Advanced Studies of Sustainability - United Nations, New Brunswick University and Inland Revenue among others).
Her expertise includes Data Mining, Machine Learning, Cognitive Technologies, Natural Language Processing, Big Data Analytics, Cloud Computing, and Evolutionary Computation.
Karla has a master and PhD degree in Engineering from Waseda University in Japan and published more than 20 journals and international conference papers in the area of Artificial Intelligence applied to Data Science.
Guy is the chief Blockchain Architect and Cryptographer at SingleSource.
Guy is a Computer Scientist (PhD), Chemical Engineer (Masters), former Rocket Scientist (German Aerospace Centre), and has taught cryptography, distributed systems, data structures and algorithms, emerging technologies at university, providing all the ingredients for understanding blockchain technology from its roots upwards.
Prior to SingleSource, Guy has worked in a series of lead development and enterprise architect roles in New Zealand.
Isuru is a Python developer specialising in backend technologies. He is passionate about building scalable secure applications and bringing people closer to technology by making it more available.
Isuru has demonstrated experience working with large scale, high traffic websites and APIs integrations.
Devansh began his career with Infosys, gaining unparalleled experience in the technology consulting space for financial clients, where he received numerous accolades such as the Young Achievers Award, Award of Excellence and Best Debutant.
Prior to SingleSource, Devansh exercised his deep and machine learning skills at Spark Ventures. Devansh holds a Master of Analytics degree from Auckland University of Technology.
Aaron is a 20 year tech industry veteran having experience leading teams, all aspects of technology companies and has a broad range of skills and experience that help bridge the gap between users, technology and business outcomes. Aaron has held leadership positions in large technology companies managing portfolios over $1b in value across engineering and architecture, product development and management, marketing and sales.
Since leaving the corporate world Aaron has co-founded 2 successful platform startups. Aaron is now the managing director and co-founder of Centrality a Blockchain platform and ecosystem.
Jerome has over 15 years in tech business leadership, from GM to regional and functional head roles of ASX / NZX companies, plus Board and Non-Executive or advisory positions. With significant hyper-growth exposure, Jerome has been instrumental in scaling companies sustainably from start-up to $100M+ in revenue; across digital payments, healthcare and enterprise software.
Jerome is highly involved in developing NZ's blockchain success story as the GM of Centrality and a director of leading businesses, building decentralized applications (dApps) to activate new tokenized economic & operating models.
Jeremy is an experienced technology investor and manager with nearly 20 years of experience across a range of FinTech industries, including payments processing, taxi industry software, and fitness industry payment platforms.
Jeremy also has significant start-up experience co-founding Zoomy Taxi App, Fiji’s Island Brewing Co, and investing in Generator serviced offices. Jeremy is also a director of various companies including, PEL Industries, Strathfield Investments, Villager Venture Capital, Vibex NZ, and Propello Solutions.