Our Vision

With the end user being in-control of their own risk scores, SingleSource enables a behavioural shift in individuals by deterring high risk behaviours (e.g. inflated insurance claims, attempts to default on payments, deliberate attempts to commit first-party credit fraud). SingleSource risk score is dynamically generated in real-time, encouraging individuals to adopt positive behavioural changes to improve their risk score, and being rewarded for these actions through improved access to services, better risk pricing from services providers, and beyond.

Organisations who use SingleSource to reduce their fraud exposure, will have a better knowledge of their customers, and would therefore be able to be more competitive and offer better pricing or enhanced services to low risk customers who exhibit good behaviours. Users can also opt-in to share selected information with commercial organisations to provide them with services (e.g. when shopping for insurance or loans, etc).

Kelvin shares the bigger purpose behind SingleSource



Traditional standalone services such as identity verification and credit scores are insufficient to combat fraud as the information can easily be falsified or manipulated, or often fraud lists or transactional data is fragmented across multiple organisations preventing an individual’s risk to be assessed in its entirety (i.e. holistic view of a customer).

SingleSource solves these challenges by building an ecosystem on the blockchain to generate, store and exchange risk score data in a decentralised manner, combining the principles of accessibility, privacy and security.


The underlying approach and technology for SingleSource was developed by Propello Solutions.  They work with industry organisations in New Zealand and Australia to reduce their fraud or risk exposure, by providing a secure neutral platform (i.e. “the Switzerland for data”) for these organisations to cross-check data. They do this in a confidential and secure manner, thereby preserving customer privacy and commercial sensitivity.

Propello has experience performing risk analysis' on approximately 10 million insurance claims and debt data over the past 10 years.


Centrality is a venture studio that partners with leading innovators in key industries to create a marketplace of blockchain applications. These applications allow consumers to manage everyday tasks and experiences using peer-to-peer transactions – all via one login and using blockchain-enabled infrastructure.

Centrality is one of the leading, blockchain venture studios in the world, with a growing team of 75 people across Auckland, London and Melbourne. They are backed by a global investor network that will help the world transition to a blockchain-enabled future.

Our Team


Kelvin Chandran



Ed Eadie

Chief Financial Officer


Christelle Blanchet-Aissaoui

Chief Marketing Officer


Ralph Chang

Commercial & Operations Manager


Felix Scholz

Product Delivery Manager


Henry Hirsch

Process & Compliance Manager


Oliver Chiang

Product Development Manager


Karla Taboada

Lead Data Scientist


Guy Kloss

Blockchain Architect


Isuru Palliyaguru

Senior Developer


Devansh Jani


The Advisors


Aaron McDonald

Director, Co-Founder


Jerome Faury



Jeremy Ullrich